Buy a House

Mortgage Loans Purchasing your first home is probably the single most important investment you will ever make. Belize Bank Mortgage Loans are designed to help you own your own home sooner with affordable payments. Whether you're purchasing, building, renovating, or consolidating your debts, our mortgage specialists will fully explain your mortgage options and provide the best advice available. Own your own home with as little as 30% down! With home ownership, the biggest hurdle is usually coming up with the down payment. With a Belize Bank Mortgage Loan, you can borrow up to 70% of the value of your dream home and we can also finance you're Mortgage Insurance Premiums. Features:

  • Low, competitive interest rates
  • Up to 20 years repayment
  • 30% home owner's equity in the form of land value or cash
  • Home owners &/or Life insurance can also be included for your convenience and security
Repaying your mortgage over a longer period of time allows you to customize your monthly payments to fit your budget. The Belize Bank Mortgage Program also allows Penalty-free repayment privileges, which allows you to prepay any amount of your mortgage each year of your term without penalty or increased administration costs. For your peace of mind we also offer mortgage cancellation achieved through top insurance companies; in the unlikely event something happens to you, your loved ones will be secure. We also offer insurance quotes at lower rates than any individual buyer from the two top insurance companies in the country. Instead of paying one lump sum (which is a common requirement from insurance companies) we can finance your home owners insurance over a 12 month term. Our mortgage specialists can explain your mortgage options and ensure that you select an option tailored to suit your needs. Contact your Belize Bank branch to find out more, including current rates and fees.