Mortgages

Home Ownership Made Easy (H.O.M.E)  Residential Mortgage

Whether you’re buying or building your home, this is probably the single most important investment you’ll ever make. With a Belize Bank H.O.M.E Residential Mortgage we can help make your dream of owning a home sooner and with affordable payments. Whether you’re purchasing residential property, building a new home, renovating your existing home or refinancing your existing mortgage, our Residential Mortgage Experts will explain your options and provide you with the best advice possible.

Visit us today to find out about our “3 Steps to H.O.M.E” Campaign and get your pre-approved mortgage today.¬† With a pre-approved mortgage, you’ll benefit by:

  • Reducing the time spent shopping for a property or working on building plans only to find out that you qualify for a lesser amount, after you’ve found a place or incurred expenses for plans and building estimates. Once you know how much your lender is willing to finance, and you have the required down payment or equity, you can shop within that price range
  • Getting pre-approved for a mortgage helps to identify any problems you are likely to encounter in obtaining financing due to poor credit history, too much debt, insufficient equity/down payment, and
  • Real estate agents work harder to find customers a property knowing that s/he has checked on their ability to obtain financing.

With home ownership, the biggest hurdle is usually coming up with the down payment. With a H.O.M.E Residential Mortgage from the Belize Bank you can borrow up to 95% of the cost of the property or the appraised market value, and take advantage of special interest rates as low as 7.75%*.

Visit us today to speak with a Personal Banking Officer to determine whether you qualify for a pre-approved mortgage.

*Some conditions/restrictions apply.

 

 

Click here to apply online!