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Local Visa Card

Using your VISA Local Credit Card is fast, easy, and convenient. The Belize Bank Local VISA Credit Card is like a loan granted to you, but unlike other consumer loans you can fluctuate within your limit as you meet your installments and continue to make new purchases. You don’t need to come into the bank for refinancing, and you no longer need to carry cash! When you’re card is approved you’ll be given a credit limit to use at your discretion and when you receive your statement, you will have the option of paying in full or in installments.


  • Countrywide acceptance – Since the card is affiliated with VISA, it can be used anywhere in Belize where VISA cards are accepted.
  • Instant cash with your card– You can obtain cash with your card from any bank or ATM in Belize displaying the VISA logo.
  • Replacement of lost or stolen cards– If your card is lost or stolen, we will replace it within 3-5 days business days from the date your report was taken from any of our branches. To report a lost or stolen card call: +501-227-5033 or +1-877-973-5322.
  • Flexible Payment Options – You have the option of paying the entire balance within 20 business days of the statement date, or paying in installments. If the latter is chosen, a minimum of 5% of the outstanding balance or BZ$25.00, whichever is greater, must be paid on or before the due date. Payments can be made online or at any of our branches countrywide.
  • Competitive Interest rates – If the entire outstanding balance is paid by the due date, no interest will be charged. If partial payments are made, an interest charge will be levied per month on the average daily balance. Our interest rates are competitive with those on the local market.
  • Variable Credit Limits – The minimum credit limit is BZ$500.00 and higher limits can be given in multiples of BZ$500.00.

In addition to above, you can add the following options to increase the value of your Belize Bank credit card:

  • Instant payment– in selecting the immediate payment option via our online or mobile banking services, you will instantly have access to your funds (minimal fee applies).
  • Insurance-offers financial protection so that you can have ease of mind knowing that you are covered for unforeseen circumstances (ask one of our friendly banking representatives about the cost and valuable coverage of a life or life and critical illness insurance)
  • Standing Order-allows you to automatically make recurring bill payments on dates of your choosing. You have control to set up the payment amount and dates, and in the case of your credit card,  you can pay the minimum or full balance.  Here is a tutorial on how you can set up this free and wonderful feature via online banking (Belize Bank to Belize Bank transfers are free and a minimal fee applies for other bank transfers).

View “Know Your Credit Card guide powered by Belize Bank” to learn more about how to access your credit card limit details, the importance of PIN and other TIPs and Information. 

Interested in a AAdvantage® Mastercard Standard Credit Card and want an easy and fast way to access the application?

Simply complete the fillable form below, print, and submit to the nearest Belize Bank branch. Also provide the following documents:
• Valid Copy of Social Security card
• Employment Letter or if Self-Employed, present proof of Income

A Personal Banking Representative will contact you on the status of your application.