Accounts
Welcome to our banking services designed to cater to the unique needs of individual customers like you. At Belize Bank, we offer a diverse range of accounts tailored to suit your specific requirements, ensuring convenience and flexibility in managing your finances.

Whether you're seeking everyday banking solutions or aiming to grow your savings with competitive returns, we have the perfect account option for you. Our accounts are crafted to provide you with the features and benefits you need to achieve your financial goals efficiently.

Unlocking Financial Prosperity
One of the key features of our accounts is the competitive interest rates we offer. With an attractive interest rate of 2.50% per annum (Annual Effective Interest Rate) on balances that do not fall below BZ$1000.00, your savings can grow steadily over time. This means your money works harder for you, helping you reach your financial milestones faster.
Complimentary Benefits
In addition to earning interest, our accounts come with a host of complimentary benefits to enhance your banking experience. Upon opening an account, you will receive a free debit card that grants you convenient access to your funds. Use it to make purchases at merchants countrywide wide, offering you unparalleled flexibility and convenience in your daily transactions.
Digital Banking
Moreover, our digital banking services provide you with seamless access to your accounts anytime, anywhere. Whether you prefer the convenience of Online Banking or the flexibility of our Mobile Banking App, managing your finances has never been easier. Enjoy the freedom to check your balances, transfer funds, pay bills, and more, all at your fingertips.
Ready to take control of your finances?
Open an account with us today and
start your journey toward financial success.
Valid Social Security Card or passport
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Proof of Address*
*This can be in the form of a valid driver's license, employment verification letter that states your permanent address, utility bill in your name, and not older than 3 months from the date you wish to open your account.
Initial deposit is $100
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Personal Checking Account
Unlock financial prosperity with our ideal accounts for first-time savers, those receiving regular income, or individuals saving for specific goals like vacations. At Belize Bank, our accounts are meticulously designed to offer a banking experience that transcends the ordinary.


E-Smart Account
Discover the convenience of our E-smart Accounts, specifically tailored to meet the needs of customers embracing a digital lifestyle. These accounts are designed to facilitate cashless payments, offering seamless banking solutions for the modern world.
What sets our E-smart Account apart is the optional overdraft protection feature, providing you with peace of mind and financial flexibility. With overdraft protection of up to $5000, you can confidently manage unexpected expenses without worrying about insufficient funds.

How to open the E-Smart Account?
Opening an E-smart Account is easy and accessible, requiring a minimum deposit of just $20.00. Upon opening your account, you will receive a complimentary MasterCard debit card, empowering you to make purchases both locally and internationally with ease.
Furthermore, you will enjoy free access to Belize Bank Online and our Mobile Banking App, allowing you to conveniently manage your account, conduct transfers, and fund your account at any time and from anywhere. Our digital banking platforms offer a secure and user-friendly experience, ensuring that your banking needs are met efficiently and effectively.
The documents you would need to open a Savings Account are as follows:
Valid Social Security Card or passport
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Employment Verification
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*For salary accounts, present your employment verification letter along with a $20.00 deposit.
Proof of Address*
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*This can be in the form of a valid driver's license, employment verification letter that states your permanent address, utility bill in your name, and not older than 3 months from the date you wish to open your account.
Note: If the bill is not in your name, the utility bill holder will be required to complete a proof of occupancy form that the bank provides along with a copy of his/her ID card. Download form here.
Interested in setting up your optional Overdraft feature?
All customers over 18 years old with eligible direct deposits per month can qualify for Overdraft Protection. Ask any of our friendly customer service representatives about how you can access overdraft protection.
Overdraft protection is a simple way to cover for shortfalls in current accounts. The overdraft protection is offered in different amounts namely $500, $1000, $3000 or $5000. The repayment term is monthly interest based on the used amount. An Interest rate of 10.5% to 11.5% applies.

