BANKING THAT FITS YOUR LIFESTYLE - DIGITAL AND BEYOND
The E-Smart Account from Belize Bank offers smart, flexible banking for your everyday needs. Whether you prefer to bank digitally or just want a simple, convenient way to manage your money, this account is built to fit your lifestyle. Access your funds whenever and wherever it’s most convenient for you - whether online, in-branch, or at an ATM - and enjoy the added benefit of optional overdraft protection for extra peace of mind.
Get started with just BZ$20 and experience secure, cashless banking.
Key Features
Optional Overdraft Protection up to BZ$5,000
Free MasterCard Debit Card for secure, cashless payments with cashback rewards.
Learn More Here
Free MasterCard Debit Card for secure, cashless payments with cashback rewards.
Learn More Here
Free MasterCard Debit Card for secure, cashless payments with cashback rewards.
Learn More Here
Daily ATM withdrawal limit of BZ$1,500.00
Free MasterCard Debit Card for secure, cashless payments with cashback rewards.
Learn More Here
Free MasterCard Debit Card for secure, cashless payments with cashback rewards.
Learn More Here
Free MasterCard Debit Card for secure, cashless payments with cashback rewards.
Learn More Here
Free access to Belize Bank Online Banking and Mobile Banking App
Free MasterCard Debit Card for secure, cashless payments with cashback rewards.
Learn More Here
Free MasterCard Debit Card for secure, cashless payments with cashback rewards.
Learn More Here
Free MasterCard Debit Card for secure, cashless payments with cashback rewards.
Learn More Here
Conduct transfers, payments, and account management 24/7, from anywhere
Optional Overdraft Protection – Extra Funds When You Need Them
Belize Bank’s Overdraft Protection gives you peace of mind by covering purchases or payments when your account balance is low. It’s a flexible, revolving line of credit that keeps you moving forward - no interruptions.
Access from BZ$500 up to BZ$5,000
Use it anytime - once activated
Avoid declined transactions and unexpected financial disruptions
What You’ll Need to Open an Account
Valid ID
Passport or Social Security Card
Recent utility bill
(not older than 3 months) - If the bill isn’t in your name, the bill holder must complete a Proof of Occupancy Form and provide a copy of their ID.
Opening
Minimum opening deposit of BZ$20
Get Started Today!
Ready to take control of your banking with the E-Smart Account?
Open Your Account Now
Download Required Form
Let Belize Bank help you make banking simple, smart, and secure.
Quick Compare: E-Smart vs. Signature Savings
Features
E-Smart Account
Signature Savings Account
Best For
Everyday banking, bills, and digital lifestyle
Saving money and earning interest
Opening Deposit
BZ$20
None
Monthly Fee
BZ$2.00
None
Debit Card
Free MasterCard Debit Card
Not included
Overdraft Protection
Optional, up to BZ$5,000
Not available
Interest
None
2.50% annually (paid semi-annually on balances > BZ$1,000)
Digital Banking
Free Online Banking & Mobile App
Free Online Banking & Mobile App
Ideal User
Someone who uses their account regularly for payments, purchases, and transfers
Someone who wants to grow their savings securely with no monthly fees