The Belize Bank Limited offers its customers both local and international credit cards under the VISA and MasterCard (international only) brands. A credit card is a convenient way to pay for goods and services including online shopping. It’s a luxury of knowing that you have access to money when you need it with your Belize credit card.
Personal Credit Cards
Personal Credit Cards
Frequently Asked Questions
Yes, the card you are currently using will remain valid until March 21, 2022 for Point of Sale (POS) transactions and online purchases. You can continue to use your BBCL Credit Card anywhere the MasterCard or Visa logo is displayed.
You will NOT be able to make any payments towards your credit card after February 25, 2022 through to March 21,2022. Any interest or fees for non-payment generated during this period will be waived. Once you receive your new BBL credit card, however, all applicable fees will resume and you will be able to start making payments either through your Belize Bank Online or Mobile Banking or by visiting your nearest Belize Bank Limited branch.
It is important that you have access to your credit card information; therefore, you can continue to access your credit card statements online using BBCL’s online banking portal. You can continue to use your existing login credentials after the migration, however, please note that this will be in inquiry mode; therefore, you will only be able to view your credit card transactions.
Yes! Should an emergency arise, rest assured that we are here to serve you. Please reach out to us at 227-7132 and we will review your request immediately.
Contact us immediately at 227-2200 to report your card as lost or stolen. This service will remain available 24/7. After we confirm to you that your account has been blocked, please visit your nearest Belize Bank branch, during working hours, to request a replacement card.
If you identify a fraudulent activity with your card, immediately contact us at 227-2200 to report it. We will block your card and you will be requested to visit your nearest Belize Bank branch, to request for a replacement card.
Yes. Your chargebacks/claims can be done at your nearest Belize Bank branch.
In order to help us protect your card, please contact us at 227-2200 to advise us of your traveling destination.
Your credit card limit will remain the same until your new Belize Bank Limited credit card is issued. You will be notified about your new Credit Card limit upon delivery. You will also be able to view your new limit(s) online after we migrate and issue you a NEW Belize Bank credit card.
With your BBCL credit card, you will only be able to access an annual limit of USD$5,ooo. However, you will be pleased to know that once you receive your NEW Belize Bank Limited credit card you will be able to access your USD revised credit card limit(s) on a MONTHLY BASIS instead of annually.
Yes, all balances will be transferred to your new Belize Bank Limited credit card upon receipt of your new credit card on or before March 22, 2022.
Yes, your Belize Bank Line, formerly your ScotiaLine, will be converted to a Belize Bank local credit card. You will be notified as soon as your card is ready for pick up. In the meantime, you will not be able to issue any cheques on your credit line account or perform any transfers. Local cash advance services will resume when you receive your new BBL card.
Yes, you will continue to earn points even after your card is migrated to The Belize Bank Limited. Your existing AA number will be tied to your new BBL credit card so you will not lose any of your accumulated points. You can also continue to access your AAdvantage account as you have normally done. We will provide more details on the American Airlines AAdvantage Program after the migration is complete.
Once you obtain your NEW Belize Bank Credit Card(s), your new statement date will be the 22nd of each month.
Your interest rate will be 22% per annum (subject to change).
You will receive one Credit Card to replace your current BBCL Credit Card and you will remain with your current BBL Credit Card as well. If you would like to consolidate your cards, please visit your nearest BBL branch after March 1st, 2022 or contact your Sales & Business Development Manager as soon as possible.
For your convenience, we will consolidate your credit cards. This means that we will give you one Credit Card to replace the multiple cards that you currently have. If you have different co-applicants, we will give you one card per Credit Card account. We will be providing you with your new credit limits upon delivery.
Belize Bank Corporation Limited branches will remain open between March 1 and 31 (8am – 3pm) for the Debit and Credit Cards pick up ONLY. Your safety is our priority, therefore BBCL branches will accommodate the smooth delivery of all cards, so you can enjoy your new limits and products as soon as possible.
For other standard banking transactions, please visit our Belize Bank Limited branches.
When you receive your Belize Bank credit card, you will be provided with a USD monthly limit. You can repay your card monthly and reuse your limit. You can also use your card locally in Belize.
We are currently working on adding an Account Spending Limit feature to all International credit cards. This feature will be enabled by April 2022. Your card will then get a local credit limit (in BZD), in which the USD limit will be included as well. This means that your limits will increase to accommodate and add more flexibility to your local and international purchases.
Example:
Your approved limit in BZD is BZ$10,000 and your monthly USD limit is US$2,000. If you utilize your USD limit in full, your remaining BZD limit for the month will be BZ$6,000.
Your annual membership will vary depending on the card type that you receive. The membership fee for the first year will be FREE! Annual fees are as follows:
- Visa Local Credit Card – BZD $50
- LCC Additional – BZD $25
- Visa Classic International – BZD $100
- Visa Classic International Additional – BZD $50
- MC Standard – BZD $100
- MC Standard Additional – BZD $50
- MC AA Standard – BZD $160
- MC AA Standard Additional – BZD $40
- MC AA Platinum – BZD $180
- MC AA Platinum Additional – BZD $60
- MC AA Platinum Corporate – BZD $200
- MC AA Platinum Corporate Additional – BZD $100