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Term Deposits

Make your money grow with Term Deposits… risk free!

Term Deposits are recommended for customers who require a long term, high yielding deposit. Belize Bank Term Deposits combine the security of a savings account with higher interest rates associated with an investment.

Rates for Personal Term Deposits
Term Term Days Interest Rate Early Redemption Rate
3 months 90-179 Days 0.00% 0.00%
6 months 180-364 Days 0.60% 0.45%
1 year 365-729 Days 2.00% 1.50%
2 years 730-1094 Days 2.10% 1.57%
3 years 1095-1459 Days 2.20% 1.65%
4 years 1460-1824 Days 2.30% 1.72%
5 years 1825-9999 Days 2.55% 1.91%

These are indicative rates, effective November 1st, 2018. Rates can vary significantly for substantial deposits. Minimum deposit is BZ$5,000.00



  • Method of interest payment is determined by you (i.e. deposit to savings/chequing account, interest rollover, etc.)
  • Certificate of Records defining terms and conditions agreed upon
  • If for any reason you miss your maturity date, we will automatically compound your interest and renew the deposit under the same terms and conditions as the original agreement
  • High, flexible interest rates
  • Risk free way to make money
  • Guaranteed returns
  • Interest is paid upon maturity of deposit
  • Automatic deposit renewals available