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Classic Visa

The Classic VISA Credit Card provides you with convenience and value. With these cards you can buy just about anything, anywhere in the world. Applying is easy, and approval is done at the branch where you applied. Even better, the cards are printed in our Card Service Center in Belize City, and you can have your card in your hand within a week. This card carries a US dollar line of credit.


  • Worldwide acceptance– Because VISA is one of the most widely recognized card companies in the world, they can be used at millions of locations worldwide.
  • Instant cash with your card– You can obtain cash locally or internationally with your VISA card from any Automatic Teller Machine (ATM) displaying the ‘VISA’, or ‘Plus’ logos.
  • Replacement of lost or stolen cards– If your card is lost or stolen, simply call +501-227-5033 and we will replace the card within 3-5 days business days from the date your report was taken from any of our branches. If you happen to be in the United States, a card can be replaced within 48 hours if you call the following 24-hour service number: 877-973-5322.
  • Flexible Payment Options– You have the option of paying the entire balance within 20 business days of the statement date, or paying in
    installments. If the latter is chosen, a minimum of 5% of the outstanding balance or US$25.00, whichever is greater, must be paid on or before the due date. Payments can be made online or at any of our branches.

  • Competitive Interest rates– If the entire outstanding balance is paid by the due date, no interest will be charged. If partial payments are made, an interest charge will be levied per month on the average daily balance. Our interest rates are competitive with those on the local market.
  • Variable Credit Limits– The minimum credit limit is US$500.00 and higher limits can be given in multiples of US$500.00.


  • Price Protection– If the item is paid with a card and within 30 days of the date purchased, and you see either a printed ad or non-auction internet ad for the same product by the same manufacturer in the same market for a lower price, Visa will refund the difference up to the benefit amount per item and (per account for a 12 month period).

In addition to the benefit above, you can add the following options to increase the value of your Belize Bank credit card:

  • Instant payment– in selecting the immediate payment option via our online or mobile banking services, you will instantly have access to your funds (minimal fee applies).
  • Insurance-offers financial protection so that you can have ease of mind knowing that you are covered for unforeseen circumstances (ask one of our friendly banking representatives about the cost and valuable coverage of a life or life and critical illness insurance)
  • Standing Order-allows you to automatically make recurring bill payments on dates of your choosing. You have control to set up the payment amount and dates, and in the case of your credit card,  you can pay the minimum or full balance.  Here is a tutorial on how you can set up this free and wonderful feature via online banking (Belize Bank to Belize Bank transfers are free and a minimal fee applies for other bank transfers).

View “Know Your Credit Card guide powered by Belize Bank” to learn more about how to access your credit card limit details, the importance of PIN and other TIPs and Information. 

Interested in a AAdvantage® Mastercard Standard Credit Card and want an easy and fast way to access the application?

Simply complete the fillable form below, print, and submit to the nearest Belize Bank branch. Also provide the following documents:
• Valid Copy of Social Security card
• Employment Letter or if Self-Employed, present proof of Income

A Personal Banking Representative will contact you on the status of your application.